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Self Employed Mortgage

Getting a Mortgage when you are Self Employed is trickier, but not impossible

Getting a Mortgage when you are Self Employed is trickier, but not impossible If you’re one of the 15% of Self Employed Canadians out there, getting a mortgage is not as straightforward as walking into your local bank and signing up. According to Industry Canada, self employed workers represented 15.4…

Bank of Canada

Bank of Canada says housing vulnerabilities have edged higher, but financial system remains resilient

Bank of Canada says housing vulnerabilities have edged higher, but financial system remains resilient Vulnerabilities in the housing sector have edged higher, the Bank of Canada said today in its Financial System Review (FSR), while the overall level of risk to Canada’s financial system has remained roughly unchanged since June….

Deposit down payment

How much of a deposit should I provide the seller when buying a home?

How much of a deposit should I provide the seller when buying a home? When you are looking for a resale home or condo, you will have to submit not only an offer to purchase agreement, but also a deposit to demonstrate your commitment to the seller you will complete…

Variable vs Fixed Rate

Fixed vs Variable Rate

Fixed vs Variable Rate Fixed vs Variable rate? One of the great debates is on which type of mortgage is the best type to get. The answer is yes to both, depending on your situation. Lets start by looking at the difference between the two. Fixed Rate: A fixed mortgage…

Mortgage Monthly Newsletter

Mortgage Monthly Newsletter – May 2015

Mortgage Monthly  Newsletter – May 2015 Mortgage Monthly is published by Red Dog Financial   Important Dates this month Mothers day – May 10th Victoria Day – May 25th Other Dates in May: 6th: National Nurses day / No Diet Day 8th: No Socks Day 9th: Lost Sock Memorial Day…

Why are you still renting

Why are you still Renting?

Why are you still Renting? Mortgage rates are at an all time low in Canada.  See how much home you could own if you turned your rent into a mortgage. Why are your still Renting when you can own your home today.  The housing market in the Toronto GTA has…

RRSP Home Buyers' Plan

RRSP Home Buyers Plan

RRSP Home Buyers Plan The Government’s RRSP Home Buyers Plan allows individuals to withdraw up to $25,000 to use towards a down payment on a new home. For young couples who are looking to buy their first home, the largest challenge they face is not just finding an affordable to…

no income verification mortgage

No Income Verification Mortgage

No Income Verification Mortgage Equity Lending Special Find out if you qualify for a no income verification mortgage today by talking to one of our mortgage specialists.  Consultations are always free. Life happens. Sometimes you just can’t get a mortgage for your home the traditional way.  At Red Dog Financial,…

15 minute mortgage

Get Pre-Qualified in under 15 Minutes!

Get Pre-Qualified in under 15 Minutes! If you’re a first time buyer or looking for a mortgage renewal, use this online questionnaire to see if you Pre-Qualify for a mortgage.  The questions are simple and will take less than 15 minutes to complete and get an answer back almost immediately…

Saving money on your mortgage renewal

How to save money on your mortgage renewal

How to save money on your Mortgage Renewal This month, we helped a middle age couple who were renewing their mortgage with a local big bank.  Like many others in their situation, the bank cordially sent them a renewal letter about 6 weeks  before their renewal date.  The letter was…